Fingerhut | Details of Fingerhut – A Catalog/Online Retailer

Fingerhut: is a catalog/online retailer. Fingerhut was founded in 1948 by William Fingerhut and his brother Manny, selling automobile seat covers. In 1952, the business re-positioned itself to a mail order catalog company and diversified its goods to include towels, dishes, and tools. In 1969 the company went public. In 1994, Fingerhut sponsored the NASCAR Ford Thunderbird for Cale Yarborough Motorsports. Derrike Cope started the year in the #98 car, before he was replaced later on by Jeremy Mayfield.


Today, Fingerhut is distinguished from other online retailers in that customers can pay with credit, and make monthly payments until their orders are paid off. Get more in depth information through the below sections of this Fingerhutt article. Fingerhut is an online shopping website that aims to make purchases affordable by offering credit accounts with low monthly payments. Also, users can bookmark our official page at for further interesting updates on Fingerhut.

Fingerhut – Details of Fingerhut – A Catalog/Online Retailer

Fingerhut is an online and catalog retailer that offers credit to qualifying individuals to make purchases using monthly payments. If you have had trouble getting approved for a traditional credit card, a Fingerhut credit account could be an opportunity to build your credit. However, the monthly payments often result in higher prices.


A Fingerhut Credit Account issued by WebBank is designed to help you build credit. For example, Fingerhut often offers credit to those who have previously been turned down for credit cards. It also reports your payment history to the three major consumer credit bureaus – TransUnion, Equifax and Experian -which is important if you are trying to build credit.


The Fingerhut brand has passed through several ownerships during its existence, including onetime ownership by American Can Company and its successor Primerica, Federated Department Stores (1999), and Petters Group Worldwide (2002), and Bain Capital Ventures (2004). The company has received criticism for allegedly engaging in practices such as robo calls. 

Pros & Cons of using Fingerhut

Using a service like Fingerhut can add to the cost of products you buy. First, you may be able to find the same products sold at Fingerhut priced cheaper elsewhere. In addition, you will also have to pay a fairly high variable APR on any purchases you do not pay off in full. On the other hand, Fingerhut can help people improve their credit scores by reporting credit activity to the three major credit bureaus. Fingerhut may approve people for a credit line when some other lenders would deny them.


As with other types of credit, if you get Fingerhut credit, use the credit responsibly and always make your payments on time to avoid high interest charges. If you do this, you may be rewarded with higher credit scores and could potentially move on to different types of credit. Fingerhut has the potential to help people with bad credit gain access to either a WebBank/Fingerhut Advantage Revolving Credit Account or a WebBank/Fingerhut FreshStart Credit Account.


When used responsibly, your credit health could increase. If you are willing to pay a premium for the ease of use, it may be the right option for you. If you are looking to improve your credit without paying a premium for products as well as interest, you may want to look into opening a no- or low-fee secured credit card, an unsecured credit card for people with poor credit, or a student credit card. Then using the account responsibly is key if you want to improve your credit. If you stick to it, this can be a great way to start building your credit without paying interest on your purchases.

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